Travel Insurance in Argentina
There are a great deal of different insurers offering a wide variety of products, so it is worth spending some time to research the policy most suitable for your needs. Before you begin, check to see if you already have coverage through a credit card company or bank, both of which sometimes provide basic travel insurance coverage. If you already have a policy for rental/homeowner's, health insurance, or life insurance, you may also have some coverage.
Medical Insurance in Argentina
The most important part of any Argentina travel insurance policy is the medical portion. The cost of medical treatment for injuries or serious illnesses can quickly mount up. Investigate how much your insurance will pay for necessary emergency expenses and if your policy includes helicopter rescue and emergency evacuation, should you need to return home due to serious medical problems. Most hospitals in South America require that you pay for your medical treatment up front, usually in cash. If you have to pay cash at a hospital, make sure you get receipts for any medical care you receive so you can provide copies when making your insurance claim. Before embarking, make sure the travel insurance policy you chose covers all the activities you intend on doing, or think you might try. Activities such as paragliding, tubing, and bungee jumping are many times considered “adventurous activities” and thus not covered under a basic policy.If robbed while in Argentina, report the incident to the police within 24 hours. Obtain a copy of the report, as your insurance company may demand this (along with a receipt for stolen item) when you make your claim.
Basic policies may not include any provision for the loss or theft of valuables and, in general, the more money you are willing to spend on travel insurance, the greater the level of protection you will have. If you purchase a more comprehensive policy, the deductibles will be smaller, single item limits will be higher, and there may even be coverage for cash and the fees involved in reissuing passports. Check the details very closely to make sure you are content with the level of coverage your policy provides.
Student Travel Insurance in Argentina
When studying abroad, it is important to make sure you are covered by appropriate travel insurance. Many study abroad programs require proof of medical insurance or ask you to purchase special policies before departure. If you need to purchase coverage yourself, shop around for the most appropriate policy.
When studying abroad you may be able to collect additional benefits not covered under normal travel insurance policies, including benefits that help refund course costs in the event of cancellation for medical reasons. It is often easier to insure valuables such as laptops under study abroad insurance policies, and you may even be able to get coverage for part-time jobs or participation in sports and other activities while in Argentina.
Argentina Travel Tips on InsuranceBe sure to have your insurer's 24-hour emergency contact informtation and a copy of your policy number with you. It is also a good idea to keep your insurance details in an E-mail account so you can access the information wherever you are, even if someone steals your stuff. Insurance companies also suggest that you take written records of any medical conditions and proper names of any medication you are taking, plus copies of any prescriptions, just in case.
Here are some related tips to help plan your trip to Argentina: Border Crossings Into Uruguay, Safety, Safety, Safety, Border Crossings Into Paraguay , Safety, Health & Safety Overview, Crossing Into Chile: Lago San MartĂn-lago O'higgins, When to Go and Safety.
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