Travel Insurance In Argentina

Travel Insurance in Argentina

Taking out an Argentina travel insurance plan is an essential precaution for all tourists who plan to travel to Argentina, or anywhere in South America. Various Argentina travel insurance policies cover a variety of potential problems, including cancellation, baggage delays, tropical storms, and theft or loss of stolen goods.

There are a great deal of different insurers offering a wide variety of products, so it is worth spending some time to research the policy most suitable for your needs. Before you begin, check to see if you already have coverage through a credit card company or bank, both of which sometimes provide basic travel insurance coverage. If you already have a policy for rental/homeowner's, health insurance, or life insurance, you may also have some coverage.

Medical Insurance in Argentina

The most important part of any Argentina travel insurance policy is the medical portion. The cost of medical treatment for injuries or serious illnesses can quickly mount up. Investigate how much your insurance will pay for necessary emergency expenses and if your policy includes helicopter rescue and emergency evacuation, should you need to return home due to serious medical problems. Most hospitals in South America require that you pay for your medical treatment up front, usually in cash. If you have to pay cash at a hospital, make sure you get receipts for any medical care you receive so you can provide copies when making your insurance claim. Before embarking, make sure the travel insurance policy you chose covers all the activities you intend on doing, or think you might try. Activities such as paragliding, tubing, and bungee jumping are many times considered “adventurous activities” and thus not covered under a basic policy.

Lost or Stolen Items in Argentina

Most Argentina travel insurance claims relate to lost or stolen items. If you're going to take expensive belongings such as cameras, laptops or phones to Argentina, there is a chance these items could be stolen or damaged. Purchase a policy that offers an appropriate level of protection to cover all the items you intent to take to Argentina, or consider leaving any extremely expensive items at home.

If robbed while in Argentina, report the incident to the police within 24 hours. Obtain a copy of the report, as your insurance company may demand this (along with a receipt for stolen item) when you make your claim.

Basic policies may not include any provision for the loss or theft of valuables and, in general, the more money you are willing to spend on travel insurance, the greater the level of protection you will have. If you purchase a more comprehensive policy, the deductibles will be smaller, single item limits will be higher, and there may even be coverage for cash and the fees involved in reissuing passports. Check the details very closely to make sure you are content with the level of coverage your policy provides.

Student Travel Insurance in Argentina

When studying abroad, it is important to make sure you are covered by appropriate travel insurance. Many study abroad programs require proof of medical insurance or ask you to purchase special policies before departure. If you need to purchase coverage yourself, shop around for the most appropriate policy.

When studying abroad you may be able to collect additional benefits not covered under normal travel insurance policies, including benefits that help refund course costs in the event of cancellation for medical reasons. It is often easier to insure valuables such as laptops under study abroad insurance policies, and you may even be able to get coverage for part-time jobs or participation in sports and other activities while in Argentina.

Argentina Travel Tips on Insurance

Be sure to have your insurer's 24-hour emergency contact informtation and a copy of your policy number with you. It is also a good idea to keep your insurance details in an E-mail account so you can access the information wherever you are, even if someone steals your stuff. Insurance companies also suggest that you take written records of any medical conditions and proper names of any medication you are taking, plus copies of any prescriptions, just in case.

Here are some related tips to help plan your trip to Argentina: When to Go, When to Go, Safety, Safety, Crossing Into Chile: Lago San Martín-lago O'higgins, When to Go, Getting Around, Safety, Safety and When to Go.